As a home buyer, it is very important to Get Pre-Approved to buy a home. Getting your pre-approval is one of the very first things you need to do. I can help introduce you to great local lenders who have helped many of my past clients. It is very important to use a reputable local lender who has proven the ability to have your business. I don’t recommend using online lenders. Using the wrong lender could be the difference in getting your offer accepted or not.
It can be difficult for home buyers. In today’s HOT seller’s market, no offers are considered without a formal lender pre-approval. Oftentimes, sellers won’t even let you schedule a showing if you are not pre-approved to actually purchase their home. I don’t want you to miss out on your dream home!
What you will need:
To get pre-approved you will need to provide the lender with documentation to prove your assets and income, employment verification, and tax records among other documentation. All lenders will require the same information so you will want to be prepared to provide them with this information to get your approval started and with ease. . Your lender will be able to discuss loan options with you as well as help you budget for your upcoming purchase.
Local Lenders:
To help you get started, here are a few local lenders who have earned my trust over the year. I like to refer you to multiple lenders because everyone’s situation is different and one lender may be better for you, but I like you to have choices too 🙂
- Bailey & Wood Financial Group: https://www.bawfg.com/
- Fairway Mortgage Company: https://teamturley.com/
- Insight Loans: https://scottwoodard.floify.com/
To learn more about the home buying process visit my Home Buyer Guide: Shelly Wilson Home Buyer Guide
If you are ready to buy, text me to schedule a quick discussion to get you on the right path from the very beginning.